Tips For Getting Cheap Auto Insurance For Military Personnel
Securing affordable auto insurance as a military service member involves leveraging specialized discounts and understanding your unique circumstances. Here are some strategies to help you obtain cost-effective coverage:
1. Utilize Military Discounts:
Many insurance providers offer discounts tailored for military personnel:
- USAA: Offers up to a 15% discount for vehicles garaged on military bases and additional savings for storing vehicles during deployment. usaa.com
- GEICO: Provides up to a 15% discount on car insurance for active duty, reserve, and retired military members. geico.com
- Direct Auto Insurance: Offers up to a 25% military discount. directauto.com
2. Maintain a Clean Driving Record:
Adhering to traffic laws and avoiding accidents can qualify you for safe driver discounts, further reducing your premiums.
3. Bundle Insurance Policies:
Combining auto insurance with other policies, such as home or renters insurance, can lead to additional savings.
4. Limit Vehicle Usage:
If your vehicle is not in use, especially during deployment, consider storing it securely. Some insurers offer discounts for vehicles kept in storage.
5. Explore Low Mileage Discounts:
If you drive fewer miles annually, you may qualify for low mileage discounts, as lower mileage can reduce the risk of accidents.
6. Consider Vehicle Safety Features:
Equipping your vehicle with safety features like airbags, anti-theft devices, and anti-lock brakes can make you eligible for additional discounts.
7. Shop Around and Compare Quotes:
Obtain quotes from multiple insurance providers to compare rates and find the best deal tailored to your needs.
