A Driving Under the Influence (DUI) conviction can significantly increase your car insurance premiums. However, there are several strategies to mitigate these costs over time: 1. Maintain a Clean Driving Record: Avoiding further violations and accidents demonstrates responsible driving, which…
Selecting the right auto insurance is crucial for seniors seeking comprehensive coverage at competitive rates. In Nigeria, several insurance companies offer tailored policies that cater to the unique needs of senior drivers. Here are some top-rated options: 1. Allianz Nigeria:…
Securing affordable auto insurance as a military service member involves leveraging specialized discounts and understanding your unique circumstances. Here are some strategies to help you obtain cost-effective coverage: 1. Utilize Military Discounts: Many insurance providers offer discounts tailored for military…
Allowing your auto insurance to lapse—meaning a period during which you are without active coverage—can lead to several serious consequences, both legally and financially. Here’s what you need to know: 1. Legal Repercussions: 2. Financial Risks: 3. Vehicle Repossession: 4.…
Securing affordable car insurance as a college student in Lagos, Nigeria, involves understanding your unique circumstances and exploring available discounts and options. Here are some strategies to help you find cost-effective coverage: 1. Maintain a Clean Driving Record: Adhering to…
Driving for ride-hailing services like Uber and Bolt in Lagos, Nigeria, requires understanding and securing appropriate auto insurance coverage. Here’s what you need to know: 1. Personal Auto Insurance: Regardless of your ride-hailing activities, Nigerian law mandates that all vehicles…
No-fault auto insurance is a system where, after an automobile accident, each driver’s own insurance company covers their medical expenses and related losses, regardless of who was at fault. This approach aims to streamline the claims process and reduce the…
Obtaining car insurance with a suspended driver’s license can be challenging, as insurers often view such drivers as high-risk. However, in Lagos, Nigeria, where you are located, here are some steps and considerations to help you navigate this process: 1.…
Driving without auto insurance in Lagos, Nigeria, carries significant legal and financial consequences. The enforcement of mandatory third-party motor vehicle insurance has been in effect since February 1st, 2025. npf.gov.ng Legal Penalties: Additional Offenses and Penalties in Lagos: Recent Enforcement:…
Bundling your home and auto insurance policies with the same provider can offer several significant advantages: 1. Cost Savings One of the primary benefits of bundling is the potential for substantial discounts on your premiums. Insurance companies often reward customers…