When it comes to travel insurance, it’s essential to choose a provider that offers comprehensive coverage and reliable customer service. Below are some of the top travel insurance providers known for their high-quality coverage and customer satisfaction:

1. Allianz Global Assistance

Best For: Comprehensive coverage with a reputation for reliability

• Coverage Options: Allianz offers a wide variety of plans, including:
  • Trip Cancellation/Interruption
  • Emergency Medical and Dental
  • Emergency Medical Evacuation
  • Baggage Loss/Delay
  • 24/7 Travel Assistance
  • Rental Car Damage
• Strengths:
  • Allianz is one of the largest and most well-established travel insurance providers, offering both standard and premium coverage.
  • Their OneTrip Premier plan offers high levels of coverage for emergency medical expenses, trip cancellation, and lost baggage.
  • 24/7 emergency assistance is available globally, and Allianz is known for its prompt claims handling.
• Best For: Travelers who want a reputable, all-around provider with robust coverage options and customer support.

2. Travel Guard by AIG

Best For: Cruise travel, adventure travel, and long-term coverage

• Coverage Options:
  • Trip Cancellation and Interruption
  • Emergency Medical Coverage
  • Emergency Medical Evacuation
  • Baggage and Personal Belongings
  • Adventure Sports Coverage (including skiing, diving, etc.)
  • Cancel for Any Reason (CFAR) option
• Strengths:
  • Travel Guard provides specialized options for cruises, business trips, and adventure travelers.
  • Their Cruise Insurance is comprehensive, covering missed connections, port cancellations, and cruise-specific emergencies.
  • The Adventure Travel plan covers high-risk activities like hiking, rock climbing, and scuba diving.
  • Offers a 24/7 helpline for assistance during travel.
• Best For: Cruise passengers, adventurous travelers, and those looking for flexibility (like CFAR).

3. Travelex Insurance Services

Best For: Customizable plans with strong customer support

• Coverage Options:
  • Trip Cancellation/Interruption
  • Emergency Medical & Evacuation
  • Baggage Delay/Loss
  • Rental Car Coverage
  • Travel Assistance Services
  • Pre-Existing Conditions Waiver (if purchased within a certain time)
• Strengths:
  • Travelex offers several customizable policies, making it easy to tailor coverage to your needs.
  • Known for its solid customer service and support.
  • They offer a Comprehensive plan that covers trip cancellation, baggage loss, and medical emergencies.
  • Their Travel Select plan includes coverage for pre-existing conditions (if certain conditions are met).
• Best For: Travelers seeking flexibility, especially with pre-existing conditions or specific needs.

4. World Nomads

Best For: Adventure travelers, backpackers, and long-term trips

• Coverage Options:
  • Emergency Medical Coverage
  • Emergency Evacuation and Repatriation
  • Trip Cancellation/Interruption
  • Lost or Stolen Equipment Coverage
  • Coverage for Adventure Activities (like surfing, skiing, trekking)
• Strengths:
  • World Nomads is tailored for adventurous travelers, offering coverage for extreme sports and activities that are often excluded by other providers.
  • They cover activities like scuba diving, skiing, bungee jumping, hiking, and more.
  • Offers both short-term and long-term plans, making them ideal for backpackers, gap year travelers, and those on extended vacations.
  • Claims are processed quickly and online, and customer service is generally responsive.
• Best For: Adventurous and long-term travelers seeking coverage for high-risk activities.

5. InsureMyTrip

Best For: Comparing multiple providers to find the best coverage

• Coverage Options:
  • Plans from various providers that include:
    • Trip Cancellation
    • Emergency Medical and Evacuation
    • Baggage Loss/Delay
    • Cancel for Any Reason (CFAR) Option
    • Trip Delay and Interruption
• Strengths:
  • InsureMyTrip is a comparison website that allows you to compare travel insurance plans from multiple providers in real-time.
  • It offers plans from top-rated insurers like Allianz, Travel Guard, and AIG, so you can choose based on your specific needs.
  • They have a user-friendly platform to compare benefits, coverage limits, and prices.
  • 24/7 assistance and claims help.
• Best For: Travelers who want to compare multiple options and choose the best coverage for their needs.

6. Seven Corners

Best For: Global medical coverage and specialized international plans

• Coverage Options:
  • Trip Cancellation/Interruption
  • Emergency Medical Coverage (Including for COVID-19)
  • Emergency Medical Evacuation and Repatriation
  • Baggage Loss and Delay
  • Political Evacuation Coverage (for international travelers)
• Strengths:
  • Seven Corners offers a wide range of international travel insurance plans, including coverage for medical emergencies and evacuations, which are essential for traveling abroad.
  • They provide a plan called RoundTrip Choice which is perfect for trip cancellations, interruptions, and emergency medical coverage.
  • Their Travel Medical Insurance is great for travelers going abroad, especially those who may be visiting more remote or higher-risk destinations.
• Best For: International travelers, especially those visiting remote areas or seeking specialized coverage.

7. AXA Assistance USA

Best For: High-quality customer service and competitive prices

• Coverage Options:
  • Trip Cancellation and Interruption
  • Emergency Medical and Dental Coverage
  • Emergency Medical Evacuation
  • Travel Delay and Baggage Loss/Delay
  • Cancel for Any Reason (CFAR) option
• Strengths:
  • AXA is known for excellent customer service and competitive pricing.
  • Their Platinum Plan offers extensive coverage, including trip cancellation, medical, baggage, and travel delay.
  • AXA offers 24/7 emergency assistance with a network of global medical and travel service providers.
• Best For: Travelers looking for reliable customer service, competitive pricing, and a variety of plans.

8. Berkshire Hathaway Travel Protection (BHTP)

Best For: Fast claims processing and a smooth claims experience

• Coverage Options:
  • Trip Cancellation and Interruption
  • Medical Coverage (including medical evacuation)
  • Baggage Loss/Delay
  • 24/7 Travel Assistance
  • Cancel for Any Reason (CFAR) option
• Strengths:
  • Berkshire Hathaway offers fast claims processing and has a reputation for easy claims handling.
  • Their AirCare and ExactCare plans are designed for quick resolution of flight-related issues, including delays and cancellations.
  • They offer robust coverage and flexible options for travelers.
• Best For: Travelers who prioritize a smooth claims process and quick reimbursements.