At Affiliate Insurance Agency, we understand that life is unpredictable, and unforeseen events can happen when you least expect them.
That’s why we’re here to provide you with peace of mind and financial security through our comprehensive range of insurance solutions.
No, homeowners insurance generally does not cover termite damage. Insurance policies typically exclude damage caused by pests, such as termites, because pest-related issues are considered preventable with proper maintenance and regular inspections. Here’s a breakdown of why termite damage is…
Insuring a vacant home requires special attention, as standard homeowners insurance policies typically don’t cover vacant or unoccupied homes for extended periods. Insuring a vacant home is essential to protect it from risks like theft, vandalism, fire, and weather damage.…
The age and condition of your home can significantly influence your homeowners insurance premiums. Insurance companies assess the risk of insuring a property when determining how much to charge for coverage, and the age and condition of your home are…
If you’re renting out your property or a portion of it on Airbnb or other short-term rental platforms, it’s essential to understand the unique risks involved and make sure you have the right home insurance coverage in place. Regular homeowners…
Homeowners insurance generally does not cover appliance repairs or replacements unless the damage is caused by a covered peril. Here’s a detailed look at how homeowners insurance treats appliances and when, if ever, repairs or replacements might be covered: 1.…
Protecting your home from theft and vandalism is crucial for safeguarding your property, belongings, and peace of mind. There are a variety of steps you can take to make your home less attractive to criminals and prevent damage. Here’s a…
The economic winds are swirling, and it can feel like we’re all just trying to hang on. Rising inflation, fluctuating interest rates, and geopolitical tensions are creating a landscape of uncertainty for individuals and businesses alike. But instead of panicking,…
