At Affiliate Insurance Agency, we understand that life is unpredictable, and unforeseen events can happen when you least expect them.
That’s why we’re here to provide you with peace of mind and financial security through our comprehensive range of insurance solutions.
Homeowners insurance generally does not cover appliance repairs or replacements unless the damage is caused by a covered peril. Here’s a detailed look at how homeowners insurance treats appliances and when, if ever, repairs or replacements might be covered: 1.…
Protecting your home from theft and vandalism is crucial for safeguarding your property, belongings, and peace of mind. There are a variety of steps you can take to make your home less attractive to criminals and prevent damage. Here’s a…
Understanding the difference between Replacement Cost (RC) and Actual Cash Value (ACV) in home insurance is crucial because it directly impacts how much money you’ll receive if you need to file a claim. These two terms refer to how your…
Homeowners Associations (HOAs) are common in many residential communities, and they often carry their own insurance policies to protect the common areas and community assets. However, understanding what is and isn’t covered by the HOA’s insurance policy is crucial for…
Having your home insurance claim denied can be frustrating and stressful, but it’s important to understand that a denial isn’t necessarily the end of the road. There are several steps you can take to address the denial and potentially get…
Saving money on homeowners insurance without sacrificing coverage is possible with a little planning and smart decision-making. Here are several strategies to help you lower your premiums while ensuring you have the protection you need: 1. Shop Around and Compare…
Mold damage in your home can be a serious concern, and whether or not it’s covered by home insurance depends on several factors. Most standard home insurance policies provide some level of coverage for mold, but there are important exceptions…
Getting home insurance with a low credit score can be challenging, but it’s not impossible. While many insurance companies use credit-based insurance scores to determine premiums, there are still steps you can take to secure coverage at a reasonable rate.…
Your credit score plays an important role in determining your home insurance premium. While it may seem unrelated, many insurance companies use your credit score as a factor in setting your rates. Here’s a detailed look at how credit scores…
Switching home insurance providers can be a smart move if you’re looking for better coverage, lower premiums, or improved customer service. However, it’s important to ensure you make the change without facing penalties or gaps in coverage. Here’s a step-by-step…
