Home insurance coverage for swimming pools and hot tubs can vary depending on your insurer, the type of policy you have, and the specifics of your property. It’s important to understand what is typically covered, what might be excluded, and…
There are several factors that could lead to an unexpected increase in your home insurance premiums. Understanding these factors can help you anticipate potential changes and take proactive steps to minimize cost increases. Here are some common reasons why your…
Preparing your home for natural disasters can not only help protect your family and property but also lower your insurance risks, potentially reducing premiums and ensuring that you are covered adequately. Here are steps you can take to make your…
Home insurance discounts can significantly reduce your premiums, but many homeowners may be missing out on opportunities to save. Here are some home insurance discounts that you might be eligible for, but may not be aware of: 1. Multi-Policy Discount…
Getting the best home insurance quotes online can save you time and money. However, to ensure you’re getting the most competitive rate and comprehensive coverage, it’s essential to follow some smart strategies. Here are tips for getting the best home…
No, homeowners insurance generally does not cover termite damage. Insurance policies typically exclude damage caused by pests, such as termites, because pest-related issues are considered preventable with proper maintenance and regular inspections. Here’s a breakdown of why termite damage is…
Insuring a vacant home requires special attention, as standard homeowners insurance policies typically don’t cover vacant or unoccupied homes for extended periods. Insuring a vacant home is essential to protect it from risks like theft, vandalism, fire, and weather damage.…
The age and condition of your home can significantly influence your homeowners insurance premiums. Insurance companies assess the risk of insuring a property when determining how much to charge for coverage, and the age and condition of your home are…
If you’re renting out your property or a portion of it on Airbnb or other short-term rental platforms, it’s essential to understand the unique risks involved and make sure you have the right home insurance coverage in place. Regular homeowners…
Liability coverage in homeowners insurance is one of the most crucial aspects of a policy, as it protects you financially in case someone is injured on your property or their property is damaged due to your actions (or negligence). It’s…