When choosing the best travel insurance for solo travelers, it’s essential to find a plan that offers comprehensive coverage tailored to the unique risks of traveling alone. Solo travelers may face different risks than families or groups, such as being more vulnerable to emergencies or requiring higher levels of personal assistance. Below are some of the best travel insurance options for solo travelers, based on their flexibility, coverage options, and reputation.

1. World Nomads

Best For: Adventurous and long-term solo travelers

• Coverage: World Nomads is known for providing comprehensive coverage for solo travelers, especially those engaging in adventure activities such as hiking, scuba diving, or skiing.
• Key Benefits:
  • Coverage for a wide range of activities, including extreme sports (e.g., rock climbing, snowboarding).
  • Emergency medical evacuation and repatriation.
  • 24/7 emergency assistance.
  • Trip cancellation and interruption.
• Why It’s Good for Solo Travelers: World Nomads is particularly suitable for solo travelers exploring off-the-beaten-path destinations or those participating in high-risk activities. It’s flexible, with the option to extend coverage while on the road.

2. SafetyWing

Best For: Digital nomads and long-term solo travelers

• Coverage: SafetyWing offers flexible travel insurance for those who are traveling for an extended period or as digital nomads.
• Key Benefits:
  • Flexible and Month-to-Month: Great for long-term travelers who need coverage while traveling but don’t want to commit to annual insurance.
  • Emergency Medical Coverage: Includes medical expenses and evacuation.
  • Trip Interruption and Cancellations: If your trip is interrupted for any reason, SafetyWing can help cover some of the costs.
  • Affordable: Its pricing is relatively affordable, especially for solo travelers on a budget.
• Why It’s Good for Solo Travelers: SafetyWing is specifically designed for people traveling long-term, including solo travelers who might need to extend their coverage over time. It’s also ideal for digital nomads who move between countries often.

3. Travelex Travel Insurance

Best For: Budget-conscious solo travelers who want a broad range of coverage

• Coverage: Travelex offers solid options for solo travelers, from basic plans to more comprehensive ones.
• Key Benefits:
  • Emergency medical expenses.
  • Trip cancellation and interruption coverage.
  • Baggage loss and theft protection.
  • 24/7 travel assistance services.
• Why It’s Good for Solo Travelers: Travelex provides solid, affordable coverage for travelers who are concerned about protecting themselves against common travel mishaps, such as medical emergencies or trip disruptions, while traveling alone.

4. AXA Travel Insurance

Best For: Solo travelers looking for high coverage and comprehensive protection

• Coverage: AXA offers one of the most comprehensive sets of coverage for solo travelers, including protection for medical emergencies, trip cancellations, lost luggage, and more.
• Key Benefits:
  • Extensive medical coverage, including emergency medical and evacuation services.
  • Trip cancellation and delay benefits.
  • Coverage for pre-existing conditions (with certain conditions or exclusions).
  • 24/7 support for emergencies.
• Why It’s Good for Solo Travelers: AXA is a trusted name in travel insurance and offers great flexibility for solo travelers who want peace of mind during their trip. Their extensive medical coverage and emergency evacuation options make it ideal for those exploring remote or unfamiliar locations.

5. Allianz Travel Insurance

Best For: Solo travelers who want a mix of value and coverage

• Coverage: Allianz offers comprehensive travel insurance packages for solo travelers, including basic plans and higher-tier plans for extensive coverage.
• Key Benefits:
  • Medical emergencies and evacuation coverage.
  • Trip cancellation and interruption protection.
  • 24/7 emergency assistance and concierge services.
  • Baggage loss, theft, and delay coverage.
• Why It’s Good for Solo Travelers: Allianz is one of the largest and most trusted names in the travel insurance industry, with solid coverage options that are easy to understand. Their plans are flexible, and you can choose a plan based on your specific needs, whether that’s basic coverage or more comprehensive protection.

6. IMG Travel Insurance

Best For: Solo travelers looking for emergency medical and evacuation coverage

• Coverage: IMG provides a range of plans that focus heavily on emergency medical coverage, evacuation, and support for international travelers.
• Key Benefits:
  • Emergency medical treatment and evacuation.
  • Comprehensive trip interruption and cancellation protection.
  • Optional add-ons for adventure activities and hazardous sports.
  • 24/7 travel assistance.
• Why It’s Good for Solo Travelers: IMG is known for its solid emergency medical coverage and evacuation services, making it ideal for solo travelers venturing into unfamiliar or risky environments. Their plans also allow for customization to add coverage for adventure sports.

7. InsureMyTrip (Comparison Platform)

Best For: Comparing multiple providers for solo traveler-specific plans

• Coverage: InsureMyTrip is an insurance comparison platform, which allows you to compare quotes and coverage from various providers to find the best fit for your needs.
• Key Benefits:
  • Access to a wide range of travel insurance providers.
  • Ability to filter and compare policies based on your needs (e.g., medical, trip cancellation, adventure sports).
  • 24/7 assistance services from various insurance providers.
• Why It’s Good for Solo Travelers: Instead of sticking to one provider, InsureMyTrip allows solo travelers to find the best options by comparing coverage, costs, and benefits across multiple providers. This flexibility can help you find the best plan for your specific needs and budget.

8. Berkshire Hathaway Travel Protection (BHTP)

Best For: Solo travelers looking for high-quality customer service and reliable claims support

• Coverage: BHTP is a trusted name in travel insurance, offering comprehensive travel coverage.
• Key Benefits:
  • Medical coverage, including emergency medical evacuation.
  • Coverage for trip delays, cancellations, and interruptions.
  • Baggage loss, theft, and delay coverage.
  • 24/7 customer support.
• Why It’s Good for Solo Travelers: BHTP is known for its excellent customer service and reliable claims process. If you want peace of mind knowing you’ll have support when you need it, BHTP offers solid coverage for medical emergencies, trip disruptions, and baggage issues.

9. Trawick International

Best For: Solo travelers who want travel insurance with strong emergency medical and evacuation coverage

• Coverage: Trawick International offers a range of plans with robust emergency medical and evacuation coverage, as well as options for trip cancellation and interruption.
• Key Benefits:
  • Emergency medical coverage.
  • Emergency evacuation and repatriation.
  • Trip cancellation and interruption.
  • Baggage coverage.
• Why It’s Good for Solo Travelers: Trawick offers comprehensive emergency medical and evacuation coverage, which is particularly important for solo travelers who might be far from home or traveling to remote locations. Their plans are flexible, with different levels of coverage based on your needs.

Key Considerations for Solo Travelers:

• Emergency Medical Coverage: Solo travelers are more vulnerable to medical emergencies, so it’s important to ensure your plan includes robust coverage for medical treatment and emergency evacuation.
• Trip Cancellation and Interruption: Travel disruptions, including missed flights or canceled trips, can cause added stress for solo travelers. Make sure your insurance plan covers cancellations and interruptions.
• 24/7 Assistance: Solo travelers may need extra help in emergencies. A plan with 24/7 customer service or assistance can be crucial when you’re alone in a foreign country.
• Adventure Sports Coverage: If you’re engaging in high-risk activities, look for a plan that covers extreme sports and outdoor adventures.